The Croatian kuna will soon be replaced by the euro. How and when can they be exchanged?
Croatia will join the euro area on 1 January 2023, introducing the euro as its official currency. After a 14-day period of dual circulation, the kuna, its present currency, will be withdrawn from circulation. Any kuna that remain in the wallets and purses of people in Slovenia can be exchanged at banks, savings banks and currency exchange offices that hold the relevant Banka Slovenije authorisation. It will also be possible to exchange kuna banknotes for euros commission-free at Banka Slovenije counters in January and February of next year.
Croatia is set to become the 20th member of the euro area on 1 January 2023. There will be a period of dual circulation in Croatia between 1 and 14 January, when it will be possible to make payments in kuna and in euros, but after this period using the kuna will no longer be possible. The exchange rate between the Croatian kuna and the euro has already been determined, and is set at 7.5345 kuna to the euro. More detailed information about the introduction of the euro can be found on the website of the Croatian National Bank.
Banka Slovenije can clarify that any remaining Croatian kuna may be exchanged for euros at any of the commercial banks or savings banks, and at certain currency exchange operators. Whether they continue exchanging kuna after 1 January 2023, and under what terms, is a business decision for the bank or currency exchange operator itself.
In line with the ECB’s established practice, Banka Slovenije will exchange kuna banknotes commission-free between 1 January and 28 February 2023, but will not be able to exchange coins. The banknotes can be exchanged at the Banka Slovenije counters (the location and opening hours can be found on our website). The maximum sum that any individual can exchange on a single day is 8,000 kuna. After this period Banka Slovenije will no longer exchange kuna banknotes commission-free.
As of March 2023 Croatian kuna can only be exchanged for euros in Croatia, under the terms set out by the Croatian National Bank. For more information, see euro.hr (in Croatian).