Publication of documentation on the basis of Article 10 of the Act on Judicial Relief Granted to Holders of Qualified Bank Credit (ZPSVIKOB)
In accordance with Article 8 in connection with the first paragraph of Article 47 of the Act on Judicial Relief Granted to Holders of Qualified Bank Credit (Official Gazette of the Republic of Slovenia, No.44/24; hereinafter: the ZPSVIKOB-1), the Bank of Slovenia is publishing the following documentation for all six banks against whom measures were imposed in 2013 and 2014 on the basis of the Banking Act (Official Gazette of the Republic of Slovenia, Nos. 99/10 [official consolidated version], 52/11 [corrigendum], 9/11 [ZPlaSS-B], 35/11, 59/11, 85/11, 48/12, 105/12, 56/13, 63/13 [ZS-K], 96/13, 25/15 [ZBan-2], 27/16 [ZSJV] and 44/16 [ZRPPB]; hereinafter: the ZBan-1). Original documents in English are considered as the originals. In line with the law, information classified by law as confidential information, personal information or trade secret has been redacted, pursuant to second paragraph of Article 8 ZPSVIKOB-1, personal information of persons participated in the creation of the documents (name, professional or scientific title and role of the individual with the issued document) shall not be redacted.
1. Decisions by which the extraordinary measure was imposed:
2. Documents from which the details of the contractual relationship between the Bank of Slovenia and the person that drew up the valuation of the bank’s assets in accordance with the first paragraph of Article 261b of the ZBan-1 are evident:
- ABANKA (original and translation)
- BANKA CELJE (original and translation)
- Factor banka (contractual documents not at the Bank of Slovenia’s disposal)
- NKBM (original and translation)
- NLB (original and translation)
- Probanka (contractual documents not at the Bank of Slovenia’s disposal)
3. Documents from which the details of the contractual relationship between the Bank of Slovenia and the providers of the asset quality review and stress tests, and real estate appraisers are evident:
- original of contracts relevant to all banks (coordinator of appraisers, Oliver Wyman [stress test], Roland Berger [stress test])
- translation of contracts relevant to all banks (coordinator of appraisers, Oliver Wyman [stress test], Roland Berger [stress test])
- ABANKA (original and translation)
- BANKA CELJE (original contractor, JLL [appraiser] and Colliers [appraiser])
- BANKA CELJE (translation contractor, JLL [appraiser] and Colliers [appraiser])
- FACTOR BANKA (original contractor, JLL [appraiser] and CBRE [appraiser])
- FACTOR BANKA (translation contractor, JLL [appraiser] and CBRE [appraiser])
- NKBM (original, translation)
- NLB (contract signed by NLB)
- PROBANKA (original contractor, JLL [appraiser] and CBRE [appraiser])
- PROBANKA (translation contractor, JLL [appraiser] and CBRE [appraiser])
4. Report on stress tests:
5. Summaries of the contents of the documents referred to in the third, fifth, eighth and ninth indents of the first paragraph of Article 22 of the ZPSVIKOB in connection with:
- the valuation of the bank’s assets drawn up in accordance with the first paragraph of Article 261b of the ZBan-1:
- ABANKA
- BANKA CELJE
- FACTOR BANKA (restructuring plan and auditor's report)
- NKBM
- NLB
- PROBANKA (restructuring plan and auditor's report)
- the report on the asset quality review, including methodological notes with regard to the creation of impairments and provisions, and for the classification of individual customers for the purpose of risk assessment, and an assessment of the requisite impairments and provisions for individual customers:
- minutes and material of the steering committee that guided and oversaw the comprehensive review of banks in 2013, including minutes and material of the committee’s working bodies that addressed individual areas of the comprehensive review, including methodological guidance, and including documents regarding data exchange and the treatment of findings and results: