Commerzbank AG

It may perform the following services:

• 1. Acceptance of deposits and other repayable funds
• 2. Lending including, inter alia: consumer credit, mortgage credit, factoring, with or without recourse, financing of commercial transactions (including forfeiting))
• 3. Financial leasing
• 4a. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
• 4b. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
• 4c. Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
  • execution of direct debits, including one-off direct debits,
  • execution of payment transactions through a payment card or a similar device
  • execution of credit transfers, including standing orders.
• 4d. Execution of payment transactions where the funds are covered by a credit line for a payment service user:
  • execution of direct debits, including one-off direct debits,
  • execution of payment transactions through a payment card or a similar device,
  • execution of credit transfers, including standing orders
• 4e. Issuing and/or acquiring of payment instruments
• 4f. Money remittance
• 5. Issuing and administering other means of payment (e.g. travellers' cheques and bankers' drafts) insofar as this activity is not covered by point 4
• 6. Guarantees and commitments
• 7. Trading for own account or for account of customers in
• 8. Participation in securities issues and the provision of services related to such issues
• 9. Advice to undertakings on capital structure, industrial strategy and related questions and advice as well as services relating to mergers and the purchase of undertakings
• 10. Money broking
• 11. Portfolio management and advice
• 12. Safekeeping and administration of securities
• 13. Credit reference services
• 14. Safe custody services
• 15. Issuing of electronic money
• M. Services related to financial instruments according to Directive 2014/65/ES (MiFIDII)